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HDFC Life International introduces health insurance for Indian students studying overseas
Emma Wordsmith
HDFC Life International has introduced a fresh cashless health plan tailored explicitly for Indian students who are pursuing education overseas, in response to the increasing healthcare expenses in popular student hubs like the UK, USA, Canada, Germany, and Australia. The premium for this plan must be paid in US dollars.
Specially crafted for students aged between 12 and 40 currently studying abroad or looking to do so in the future, the global student health policy offers extensive coverage. HDFC Life International, operating from its Gift City IFSC unit, is spearheading this innovative approach. This unit serves as the inaugural overseas branch of HDFC International Life and Re, a life and health reinsurer headquartered in DIFC, Dubai.
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The plan is available in four variants, offering coverage of up to $3 million. It provides flexibility in coverage durations, ranging from three months to a year, catering to the diverse durations of international study programs.
A standout feature of the plan is its global reach, ensuring access to top-tier medical facilities worldwide, including an extensive network of hospitals, clinics, physicians, and professionals.
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Rahul Prasad, the CEO of HDFC International Life and Re, highlighted the plan’s benefits, stating, “The plan allows customers to access premium private medical facilities and services without the usual inconvenience of lengthy appointment wait times.” The policy encompasses a wide range of medical needs, from regular check-ups to unforeseen emergencies, and includes comprehensive dental coverage, home medical visits, and alternative medicine, among other advantages.
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